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Paygilant SCA Exemptions

Paygilant SCA Exemptions

Paygilant enables payment providers to leverage the SCA exemptions. Its sophisticated transparent authentication solution prevents payment fraud and dramatically enhances the customers experience. Paygilant uses a unique SmartRisk methodology that combines Device Fingerprinting, Behavioral Biometrics and Transaction Analysis to determine if a transaction is legitimate (or not).

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Paygilant Overview Data Sheet

Paygilant Overview Data Sheet

In recent years, Peer to Peer payments have shown a significant increase, passing the $120 billion mark (2017). Currently, one in three American consumers uses P2P apps to make instant payments to friends, relatives, service providers, or anyone they owe money. Since P2P account opening does not require identity verification, it is vulnerable to various types of fraud and threats including malware, social engineering, remote access, SIM swapping, call forwarding and other techniques. Using these techniques, the fraudsters are able to exploit two main points of failure:

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What is Contextual Multi-dimensional Authentication (CMA)?

What is Contextual Multi-dimensional Authentication (CMA)?

Contextual multi-dimensional authentication (CMA) is a new approach for mobile payment verification that integrates large amount of data and uses machine learning to generate a risk-score. Paygilant’s CMA approach – SmartRISK ingests a wide range of fraud indicators: behavioral biometric, device fingerprint, transaction data, and more to generate a risk-score to distinguish between genuine/fraudulent activities throughout the entire user-journey.

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7 Mobile Banking Stats That Will Surprise You

7 Mobile Banking Stats That Will Surprise You

Mobile Banking has become an integral part of the financial ecosystem.  Almost all banks have one type of mobile payment app or another.  But the are you aware of the widespread acceptability of mobile banking?  Check out our 7 Mobile Banking Stats – That Will Surprise You infographic to learn the impact of mobile banking.

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Paygilant Overview  2018

Paygilant Overview 2018

The overview document showcases Paygilant’s Mobile fraud detection and prevention solution, referring to specific use cases, product architecture and solution benefits.

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