About Us

Paygilant for The New Fintech Era


Paygilant is a revolutionary frictionless fraud prevention for fintech, designed to protect Neo/Challenger/Digital banks, eWallets, Crypto, and more. It eliminates the trade-off between fraud prevention, frictionless user experience, and user privacy.

Paygilant seamlessly validates the legitimate customers and protects against all fraud types including money laundering that impact the fintech ecosystem. These include – New Account Opening Fraud, Account Takeover, Transaction & Card Fraud, Cross Banking Fraud, Coupon Fraud,Synthetic Identity Fraud, and more.

Paygilant’s six intelligence sets are dynamic layers that analyze and correlate relevant information throughout the user’s journey, determining whether a transaction is safe or risky. Throughout this process, Paygilant observes various attributes related to the user, device, application, and transaction. This is used to weave an identity representation of the user, providing a risk score that indicates the risk level of each transaction.

Paygilant’s “checkpoints” monitor each action of the user and assess the risk at each stage (Registration, Login, add a payment method, transaction, and more), to ensure that the genuine user is performing the transaction. The operation is performed continuously throughout the entire user’s journey (Login-Logout).

Paygilant is offering unparalleled fraud detection and prevention for Apps & USSD while maintaining frictionless user experience.

Our Story

Founded by industry anti-fraud and authentication experts (ex-IBM Trusteer, RSA, Actimize), Paygilant is a pioneer and a visionary, in the frictionless Fintech fraud prevention space. We employ our vast expertise, knowledge, and experience, to help Neo/Challenger banks and eWallets grow, by mitigating the trade-off, between superior user experience and money loss prevention, without compromising privacy. Our mission is to safeguard the fast-growing digital banking as we managed to do for hundreds of incumbent banks and millions of users before.


Ziv Cohen, CEO

Ziv Cohen has over 20 years of experience in the cyber security and fraud industry with more than a decade in driving sales strategy and execution, for innovative startups as well as established Fortune 500 companies.

Prior to founding Paygilant, Ziv managed Trusteer’s (acquired by IBM) financial fraud and advanced threats enterprise protection solutions, where he established and grew EMEA sales from zero to multi million revenue. In addition, Ziv managed RSA EMC FraudAction business operations where he was responsible for delivering Anti-Fraud services to hundreds of financial customers globally.

Ziv also led the voice recognition technology sales of PerSay which was acquired by Nuance.

Alex Perman, Head of Products

Alex Perman Heads the Products and Deployments at Paygilant, bringing over 20 years of experience in building B2B SaaS products in e-Commerce, payments, IoT and FinTech. Prior to joining Paygilant, Alex has held various product management and implementations positions at Finastra, driving high-scale products for leading banks and payment companies globally. Alex holds a B.Sc in mechanical engineering from the Technion.

Tomer Zeltzer, VP R&D

Tomer Zeltzer manages the R&D and DevOps at Paygilant bringing over 15 years of experience in the industry as a technology leader. Prior to joining Paygilant, Tomer designed, established, grew, and managed R&D for leading companies, processing billions of transactions and large-scale operations at AppCard, Siemens, and Amdocs. Tomer holds B.Sc in computer engineering.


Awards & Endorsements