Fully Managed Service
Because we care about your growth and safety, we’re with you every step of the way - providing a dedicated tech & fraud team.
AI-Powered Fraud Protection Platform
One Platform. Complete Fraud Protection.
Detect, prevent, and manage fraud across every channel - powered by real-time AI and designed for a frictionless customer experience.
AI-powered fraud prevention, built for your business.
Two decades of fraud-fighting expertise, distilled into real-time AI that protects revenue, cuts costs, and keeps your customers moving.
Tailored Fraud Prevention
With 20+ years of industry knowledge, we know how fraudsters operate - and how to stop them.
Frictionless User Experience
Protect your users from fraud without compromising their experience with extra steps of authentication.
Fast & Easy Integration
No lengthy, complex processes or waiting to build profiles - integrate in a matter of days.
Cost Reduction
Streamline the entire process and remove costly steps - saving time and money with our fast implementation.
Detection from Day 1
From the moment your customer opens the app, we start detecting potential fraud.
Fraud doesn't happen in silos.
Fraud today moves across users, devices, channels, and transactions - yet most solutions treat each signal separately.
Paygilant brings everything together.
By connecting every interaction into a single decisioning layer, Paygilant enables organizations to detect fraud earlier, act faster, and protect users without adding friction.
One unified view across all channels
Real-time AI detection and response
Seamless integration into your ecosystem
01
Connected Signals
Every interaction tracked
02
Unified View
Complete user picture
03
Instant Decisions
Real-time AI analysis
04
Zero Friction
Seamless experience
Fraud Signals
Connected
Decisioning
Real-time
360° fraud protection, powered by real-time AI.
At the heart of the platform is the Paygilant Risk Engine - a real-time AI system that evaluates every user action and delivers instant, intelligent decisions.
From onboarding to login, profile changes, and transactions, every interaction becomes a checkpoint analyzed in milliseconds - ensuring fraud is detected before it impacts your business.
Instead of relying on static rules or isolated signals, the engine draws on six proprietary Intelligence Sets - each observing and analyzing attributes throughout the user’s journey, before the transaction occurs.
Device DNA
Creates a unique digital fingerprint for every device, detecting emulators, cloned phones, or factory resets that traditional IDs miss.
User Space
Builds a virtual signature of each user’s environment, enabling frictionless authentication and detecting account takeovers instantly.
Activity Map
Profiles user navigation and interaction flow to identify unusual or inconsistent app behavior that signals potential fraud.
Bio Markers
Analyzes behavioral biometrics like touch, typing rhythm, and gestures to distinguish real users from bots, malware, or emulators.
App Insights
Correlates in-app behavior with external data to ensure the device, user, and profile align for secure, trusted access.
Transaction View
Analyzes spending patterns in real time with Paygilant’s patented behavioral maps to flag anomalies without disrupting users.
Built to stop fraud, not slow you down
Real-time AI intelligence across every stage of the user journey
Pre-transaction
Stops fraud before it happens
Real-time
AI decisions in milliseconds
Six
Proprietary AI Intelligence Sets
Day one
Value from the first app open
Powered by the Paygilant Risk Engine Core Capabilities
Three AI-powered layers working together to provide complete fraud protection
Visibility
End-to-end
Enterprise Fraud Management System
Intelligence becomes action
AI-assisted command center for monitoring, investigating, and managing fraud with complete visibility.
Explore capabilityCoverage
Global watchlists
AML Screening
Compliance built into every decision
Real-time screening against global watchlists with AI-powered fuzzy matching to detect aliases and variations.
Explore capabilityTriggered by risk
Liveness-backed
Biometrics Verification
Strong authentication when it matters
Biometric authentication with AI-driven liveness detection, intelligently triggered by real-time risk scoring.
Explore capabilityReady to take control of fraud?
Join leading global organizations who trust Paygilant to protect their users and their reputation.